Financial Freedom

Financial Freedom may mean many things to you.  It probably conjures up all sorts of feelings and images in your mind.  For some it may mean slowing down and retiring and for others it may mean doing what you always wanted to do, both professionally and personally.

Almost all of us aspire to Financial Freedom, however, most of us do little to achieve this financial Nirvana.  When we have the aspiration, but fail to take any action to achieve it, only one conclusion can be drawn; we do not believe Financial Freedom to be possible.

You may believe you will never be financially free, like most people you may believe it to be a mythical aspiration that only happens to others.

At Financial Engineering we believe Financial Freedom is firstly about reaching the point where your assets provide your desired lifestyle without the necessity for you to continue working, and secondly meeting your objectives for your estate. We believe anyone can achieve Financial Freedom.  That gives you choices; that gives you options and ultimately gives you Financial Health and Independence. 

To turn that myth or aspiration into a reality a real tried and tested process is required, along with a fair degree of financial discipline.  At Financial Engineering we have been doing this for hundreds of clients for over 11 years.  This tried and tested process is called Pathway™ to Financial Freedom, which is managed by your personal Financial Engineering Adviser and our team of experts known as the Pathway Technical Team.  This team consists of legal, tax, lending and investment experts and they, along with your Adviser, guide you on the journey to Financial Freedom and, if so desired, for future generations also. The Financial Freedom process works as follows:

• We begin by assisting you gather current information and documents relevant to your existing financial circumstances

• We produce an initial report (The Past & Present Report) setting out your current financial position in detail and your Financial Freedom target

• We work with you to implement recommendations arising from the Past & Present Report to deal with current issues and to set the foundations for your Financial Freedom

• Having completed these recommendations, the next steps of your planning process will be delivered in consultation with our Pathway Technical Team concentrating on the actions required to get you to Financial Freedom

• On an on-going basis, we review your plan and continue to take actions with you so that your Financial Freedom is achieved.

Delivering Financial Freedom requires real experience and expertise.  Over the last eleven years we have built that real experience and expertise and created Pathway™ to deliver Financial Freedom.  Taking this journey must involve working with experts that you can trust, experts who are innovative and experts who act with integrity.  Our team at Financial Engineering includes many Financial Planners, Solicitors, Tax Consultants, Accountants and Investment Managers.  They ensure you get real impartial advice because you pay the fee for the advice rather than, for example, having that fee built into a product coming from a financial institution – so there is no conflict of interests.

Financial Engineering works in partnership with clients which mean that any financial solution or product being delivered must benefit both parties.  Our transparent cost environment means you are always in a position to judge the value for money being delivered allowing you to make all future financial decisions in possession of the full facts.

 Your journey to Financial Freedom involves:

Financial Engineering partnering you along the way
Ensuring we keep your Financial Freedom goal in our sights.
Providing you with a Financial Freedom Update.
Providing you with ongoing access to our team of experts for ad-hoc queries you may have along the journey
Providing you with special investment opportunities and giving you the fuel to ensure financial freedom happens in line with your expectations


And we’ll continue to partner you beyond your own Financial Freedom when your attention may turn to providing that Financial Freedom to the next generation as tax effectively as possible.